This article on the R3 Million bicycle has appeared in publications all over the world including Los Angeles and London. In case you missed it, best you take a read before blowing your Financial Independance.
This illustrates the true impact of financing abike and how 50k of interest and costs can run into Millions over time.
http://www.biznews.com/wealth-building/2014/10/27/alec-riddle-introducing-first-r3-million-bicycle/
The Riddle of an Ironman's Life 